In many cases, it is cheaper for a child to remain on the parent's policy for several years. This allows the person to build up a safe driving record and establish themselves as a responsible part of the community. The qualifying term used by insurance companies…

The old adage about getting what you pay for holds true for auto insurance. While you might be able to purchase a minimum package for around $30 a month, you will have to have excellent credit and driving histories, and the coverage you receive will not be…

Not only can your car insurance be in your parents name, there are very good reasons for young drivers to use that approach. There are restrictions and limitations to how long you can be covered on your parents insurance, though, including giving up the ownership…

Not only can you be added to the auto insurance policy of your in-laws, most insurance companies will require it as a condition of the policy. This applies to in-laws, a boyfriend, or simply to all members of a family-style household. This applies to a group…

Car insurance is taken out for a specific automobile, not for a particular person. Whether or not you are employed, your car must be insured in order to be operated on public roads. To be frank, car insurance is even more important when you are unemployed…

While it is impossible to say that you definitely cannot get a backdated auto insurance policy, it is not something that a reputable auto insurance company would do under any circumstances. Backdating insurance is effectively saying that your vehicle was…

Car insurance is written to cover a specific vehicle, not a specific driver. If you do not have a car to insure, purchasing a car insurance policy would be pointless. On the other hand, many vehicles are owned by dealerships or organizations and driven by…

Police officers are eligible for discounts on their car insurance, along with many other occupations that deal with public safety, such as firemen and emergency service workers. It is not a requirement that such employees are working in the field either.…

You do not have to list every person living in your home on your insurance policy, but most insurance companies will advise you to list the person whether they are expected to drive the vehicle or not. Even someone who does not drive your car can be expected…

Depending on the type and amount of insurance you have on your own car, you may not need to purchase additional coverage for a rental car. You should read the details of your insurance policy or call your insurance company for confirmation, but many insurance…