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1 Are you covered by a family member's insurance when driving their car?

That depends on several factors. If you are not sure, the safest route is to presume the answer is no. Even if you believe that you may be covered, contact the insurance company and find for certain. After an accident happens it will be too late to take precautions…

2 Can a teenager drive their parents car when their not on their parents policy in california?

According to the law, drivers are not allowed to operate motor vehicles on public roads unless they are covered by insurance. What can be confusing is that most states, including California, do not allow anyone under the age of 18 to purchase car insurance…

3 Can you buy a used car from a dealer in Texas without proof of liability insurance?

You may be able to purchase a vehicle without proof of liability insurance, but you will not be allowed to drive it off the lot until it is insured. In the state of Texas, you are required to have liability on your vehicles at all times, including vehicles…

4 Can you get auto insurance with just a learner's permit?

Even though car insurance is required in most states, insurance companies are reluctant to open an auto insurance policy for drivers who only hold a learner's permit. This does not excuse the vehicle from being insured, but put restrictions on who can open…

5 Can you get back dated auto insurance?

While it is impossible to say that you definitely cannot get a backdated auto insurance policy, it is not something that a reputable auto insurance company would do under any circumstances. Backdating insurance is effectively saying that your vehicle was…

6 Do you have to have all persons living in your household on your auto insurance policy?

You do not have to list every person living in your home on your insurance policy, but most insurance companies will advise you to list the person whether they are expected to drive the vehicle or not. Even someone who does not drive your car can be expected…

7 Do you need insurance on the car if you don't drive it?

In some states, such as Florida and Georgia, you are required to carry insurance on any registered vehicle. Even if the vehicle is being restored or is otherwise not drivable, it must carry state minimum insurance. In some states, special insurance is available…

8 Do you need to purchase extra insurance from an auto rental company?

Depending on the type and amount of insurance you have on your own car, you may not need to purchase additional coverage for a rental car. You should read the details of your insurance policy or call your insurance company for confirmation, but many insurance…

9 Does Arizona have a windshield replacement program?

Arizona insurance offers drivers an elective coverage called Full Glass or Safety Equipment coverage. This coverage is a rider on your other policy coverages and includes all of the glass in the windshields, windows, doors, and more. This protection is similar…

10 Does insurance cover DUI accidents?

Unless your policy specifically lists an Operating Under the Influence (OUI) clause, the insurance company will pay the damages up to the limits of your car insurance policy. Additionally, your insurance will be involved even if you were not charged with…

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