As the Internet has grown in popularity, insurance companies have taken measures to be as customer accessible as possible online. This includes comparing quotes between multiple insurance companies, researching coverages and insurance information, and even…

The key to this question will be your honesty in filling out the insurance application. As long as you have provided accurate and truthful information, your rates will be locked in, regardless of any claims you may file over time. This does not mean that…

The answer depends on what kind of insurance you are talking about, whether it is listed as a replacement value item in your policy, and other concerns. As a rule, insurance companies are not traders, and will not "just happen to" have matching replacement…

This is a somewhat complicated question. On the surface, it doesn't seem fair that you have to pay more for insurance if you have to use it. Underneath that, the insurance company has to be very careful about customers who file too many claims, or have a…

Even when the other driver is at fault, notifying your insurance company of an accident you have been involved in is a good idea. In the event that the at fault person's insurance company denies the claim, your own company may be able help you get the issue…

The first step in the insurance claim process is to notify the people that you are filing the claim against, if any exist. For example, if you are filing a claim against an auto accident, the parties deemed at fault in the incident need to be notified. In…

This will vary from one insurance company to another, and between types of policies. Some types of policies such as travel insurance become effective on a specified day and remain in force until the end of the term of the coverage. Life insurance may have…

The most important thing to understand about insurance is that any claim has to be documented as completely as possible. Even if it appears that you have an airtight claim, make sure you can document it. If witnesses or expert testimony is available, record…

Insurance double dipping occurs when a claim is filed with two different insurance companies. This can happen with auto insurance or health insurance, and is against the law in the United States. For legal purposes, filing the same or similar claims more…