Condo insurance, sometimes referred to as an HO-6 policy, is designed to protect the personal property of a condo owner, and provide them with liability coverage if they or their property is at fault in damages or injuries. The condo association has a different…

Above ground pools can be a problem for home insurance companies because there are so many ways that the integrity of the pool can be compromised, including a falling tree or branch, earthquakes, tornadoes, or simply extremely high winds. Because of the high…

Any property can be insured, but the greater the risks faced by the insurance company, the more the premiums will be and the harder it will be to find a company to provide the coverage. Just as a home in a high crime area will carry higher premiums, so will…

Standard homeowners insurance policies do not include flood protection. You may be able to purchase a flood protection rider for your home policy at an additional cost, but it is more likely that you will need to purchase the coverage from a company which…

In a very real sense, all real estate can be described as smaller pieces of land. in real estate jargon, a section of land is roughly 1/36 of a township, and is then broken down into pieces of the section, or parcels, and sold to individual land owners. As…

In many locations, the threat of one or more named perils makes it prohibitively expensive for insurance companies to offer coverage for those risks. However, since mortgage companies require your home to be insured as a condition of the mortgage, it is imperative…

Basic homeowners insurance covers some types of storm damage without the need to purchase additional riders. An ordinary thunderstorm is generally covered under the most popular types of home insurance, including damages caused by high winds, lightning, or…

Replacing a roof is expensive, and insurance companies have to keep costs down to a reasonable amount in order to continue protecting your property against future claims. In most cases, the damage resulting from a single storm is not going to damage your…

Title insurance is how a property owner defends his right to the property being purchased and is separate from a standard condo insurance policy. This holds true for buying a home as well as a condominium, and prevents your investment from being lost completely…

Home insurance covers some types of water damage, but it does not cover flood damage. In some cases, flood coverage may be written into your policy as a rider, but it is more commonly sold as a separate package. It is important to you, the property owner,…