For an insurance company, your credit rating is an indicator of your financial responsibility. If you have a low credit score, you are automatically more of a risk for the company than someone with a high credit score. this means that a low gredit score could…

AARP does not sell health or other types of policies directly but they do partner with leading insurance providers to offer coverage to their members. In many ways, this could be to your advantage, because you can rely on AARP's standards to limit the choices…

To say that a person is uninsurable is a broad term that really only applies to a limited number of conditions. If you have a terminal illness you will be uninsurable by other health insurance providers, but even then you will be eligible for high risk programs…

Yes. You can drop an employer sponsored health plan due to any qualifying event, such as marriage, or a change in your employment level and benefit package, among other things. In fact, you cannot be required to carry a health insurance plan at all, although…

There is no doubt about the answer to this question. You can get health insurance for your family from any provider you wish, regardless of whether it is on the same policy as you or not. Before signing up the rest of your family on your existing policy,…

Most insurance companies will allow the addition of a spouse or child to their health insurance policy. You will be asked a series of questions to determine your insurability and any pre-existing conditions you may have, but getting added to the policy should…

Health insurance companies do offer health insurance plans designed just for kids, but such policies are not available from all companies or even allowed by law in all states. You will have to check the laws of your state and research the different companies…

No matter what type of insurance you are purchasing, you can usually expect to have your credit score checked. Insurance companies do not check your credit history the way a lender will, but they do need to know whether or not you can be relied on to make…

The only answer to this is to shop around. Online quotes will help you compare different plans and provide you with an indication of which ones provide the most robust coverage options. Take the time to compare rates at different websites, and research the…

Most musicians do not have health insurance available through their employment, even musicians who work for a regular employer. What this means is that you are most likely going to have to purchase individual coverage, or possibly try to qualify for government…